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Consumer
Information
Market Analysis
Program Design & Analysis
Public Policy
Consumer
Info
AARP. Home Made Money: A Consumer's Guide to Reverse Mortgages,
68-pages, 2001. Can be downloaded or ordered at www.aarp.org/revmort/aarpresource.html
AARP. Understanding Reverse Mortgages, 4-page consumer fact sheet, 2001.
AARP Foundation. Reverse Mortgage Choices. Two 15-minute videos on a
single VHS cassette. Send $5.00 to AARP Foundation, P O Box 51040 GASD, Washington, DC
20091.
Scholen, Ken. Reverse Mortgages for Beginners: A
Consumer Guide to Every Homeowner's Retirement Nest Egg, NCHEC Press, St
Paul, MN, 1998.
__________. Retirement Income On The House;
Cashing In On Your Home With A "Reverse" Mortgage, NCHEC Press,
Marshall, MN, 1992.
___________. Your New Retirement Nest Egg: A
Consumer Guide to the New Reverse Mortgages (second edition), NCHEC Press,
Apple Valley, MN, 1995.
Market Analysis
George, Linda K. "Economic
Status and Well-Being: A Review of the Literature and an Agenda for Future Research,"
in Aging, Money, and Life Satisfaction, Springer, 1992.
Kutty, Nandinee. "The Scope for Poverty Alleviation among
Elderly Homeowners in the United States through Reverse Mortgages," Cornell
University, 1995.
Mayer, Christopher, and Katerina Simons. "Reverse Mortgages and
the Liquidity of Housing Wealth," Journal of the American Real Estate and Urban
Economics Association, Summer, 1994.
Merrill, Sally, Meryl Finkel, and Nandinee Kutty. "Potential
Beneficiaries from Reverse Mortgage Products for the Elderly," AREUEA Journal, 1995,
22(2):257-99.
Rasmussen, David. "The Demand for Reverse Mortgages: A Survey
of Elderly Homeowners," Florida State University, 1995.
Rasmussen, David, Isaac Megbolugbe, and Barbara Morgan.
"Reverse Mortgages: Private Incentives, Market Constraints, and Public Policy,"
Fannie Mae, 1995.
__________________________________________. "Using the 1990
Public Use Microdata Sample to Estimate Potential Demand for Reverse Mortgage
Products," Journal of Housing Research, Vol.. 6, Issue 1, 1995.
U. S. Department of Housing and Urban Development.
Evaluation of the Home Equity Conversion Mortgage Insurance Demonstration, Washington,
DC, 1995
U. S. Department of Housing and Urban Development. No Place Like Home: A Report to
Congress on FHA's Home Equity Conversion Mortgage Program, Washington, DC, 2000
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Program Design &
Analysis
Guttentag, Jack. "Creating New Financial Instruments for
the Aged," New York University, Graduate School of Business Administration, Center
for the Study of Financial Institutions, 1975.
Phillips, William and Stephen Gwin. "Reverse Mortgages," Transactions
(Vol. XLIV), Society of Actuaries, Schaumburg, IL, 1993
Scholen, Ken. "Consumer Response to Reverse
Mortgage: A Blueprint for Product Development," National Center for Home Equity
Conversion, 1993.
___________. "Final Report of the Home Equity Conversion
Project," State of Wisconsin, Bureau on Aging, 1982.
___________. Marketing Reverse Mortgages: Keys to
Market Growth, NCHEC, 1996.
___________ and Yung-Ping Chen (eds.). Unlocking
Home Equity for the Elderly, Ballinger Publishing, Cambridge, MA, 1981.
Szymanoski, Jr., Edward J. The FHA Home Equity Conversion
Mortgage Insurance Demonstration: A Model to Calculate Borrower Payments and Insurance
Risk, U. S. Department of Housing and Urban Development, Washington, DC, 1990
______________________. "Risk and and the Home Equity
Conversion Mortgage," AREUEA Journal, 1994, 22(2):347-99.
______________________, Theresa R. Venti, and Ming H. Chow.
"Understanding Reverse Mortgage Cash Flows: A Hazard Model of HECM Loan
Terminations," Paper presented at AEA/ASSA Conference. Boston, MA, January 7-9, 2000
U. S. Department of Housing and Urban Development. Evaluation of the Home Equity
Conversion Mortgage Insurance Demonstration, Washington, DC, 1995
U. S. Department of Housing and Urban Development. No Place Like Home: A Report to
Congress on FHA's Home Equity Conversion Mortgage Program, Washington, DC, 2000
Public Policy
Jacobs, Bruce, and William
Weissert. "Using Home Equity to Finance Long-Term Care," Journal of Health
Politics, Policy and Law, Spring, 1987.
Redfoot, Donald L. "Long-Term Care Reform and the Role of
Housing Finance," Housing Policy Debate, Vol. 4, 1993.
_____________. "The Role of Housing Finance in Long Term Care
Reform," Lusk Review, 1996.
Scholen, Ken (ed.). Model State Law on Reverse Mortgages,
AARP Foundation, 1997.
Scholen, Ken. "An Analysis of the HUD Report on Reverse
Mortgage Insurance," AARP Federal Affairs, 1986.
___________. "Using Home Equity To Pay For Long Term
Care," State of Connecticut Governor's Commission on Long Term Care Financing, 1987.
___________, Maurice Weinrobe, Bruce Jacobs, Jay Greenberg, and
William Weissert. "The Role of Home Equity in Financing Long Term Care,"
Minnesota State Housing Finance Agency, 1986.
U. S. Department of Housing and Urban Development. "Home Equity
Conversion Mechanisms," December, 1985, Washington, DC.
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Revised: August 31, 2001.
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